Volunteer Medical Insurance Requirements
· Included in the cost of the participation fee, short-term medical travel insurance is provided. The insurance will cover the cost of hospital stays, diagnostic tests, surgery, hospital treatment costs and/or emergency air evacuation up to $100,000. This is a supplemental insurance policy and is NOT intended as a primary insurance plan. The policy does not cover pre-existing medical conditions. All volunteers are advised to carry their own health insurance to cover any costs that exceed $100,000. This insurance only covers the volunteer while s/he is participating in the summer AMIGOS programs in Latin America.
Medical Expense Reimbursement Policy
· Amigos de las Américas will incur minor medical expenses for volunteers, including most prescription or over-the-counter medications and doctor office visits up to $100 per volunteer per year. In the unlikely event of major medical expenses including, but not limited to; hospital stays, diagnostic tests, surgery, hospital treatment costs and/or emergency air evacuation, AMIGOS will submit documentation for such expenses to the short term insurance provider for payment. If such costs exceed the $100,000 short term insurance coverage, AMIGOS will submit documentation for expenses to the volunteer, the volunteer’s parents and/or medical insurance company for reimbursement.